Local payment methods (APM)
UPI, PIX, bKash, Nagad, QRIS, SPEI, Papara and other local methods.
YeePay seeks financial partners with local methods for Chinese merchants
Chinese payment provider YeePay is recruiting partners among financial institutions. It wants local payment methods, banking rails and regional collection capabilities to include in its offering for…
Looking for:Payment providersTeams
Healthcare client with $13M a year seeks a cheaper processing API and ACH
A fractional CTO is sourcing a healthcare payment processing API for a client that wants to pay less than it does on Stax today. The brief is a bare-bones processing API without extra layers, plus…
Looking for:Payment providers
Regulated crypto operator needs local fiat rails in APAC and LATAM
IceTree Ltd. is sourcing local fiat rails for a crypto business, a regulated operator whose name will be shared after an NDA. It needs PSPs with native access to local systems in Asia-Pacific and…
Looking for:Payment providers
Pakistani online academy seeks international card acceptance
A team in Pakistan is launching an online academy for medical exam preparation and needs card payments for an online academy from students in many countries. Stability and a lawful setup are the main…
Looking for:Payment providers
Online booking platform in Pakistan seeks a payment gateway
The team behind an online booking platform has nearly finished development and is now stuck on payments. It needs a gateway that lets customers pay for bookings directly on the site. Where the search…
Looking for:Payment providers
AI-agent payments startup seeks BaaS for wallets and cards
A pre-seed startup is building a payments product for AI agents and needs a sponsor bank or banking infrastructure platform. The agent makes purchases on a person's behalf, but every transaction goes…
Looking for:Payment providers
Xsolla seeks payment providers for its video game checkout
The Xsolla checkout serves video game publishers, and the company invites operating payment providers to add their methods to it. The request was published in May 2026. Methods of interest local…
Looking for:Payment providersTeams
Merchant with US and EU buyers seeks a new card processor
A merchant whose buyers are in the United States and the European Union is looking for a different card processor. The reason is reserves and fund holds imposed by the current partner. What is needed…
Looking for:Payment providers
Riverpe seeks payment channels in India, Vietnam and the Gulf
Payment provider Riverpe is looking for new Riverpe partners on the channel side. The company is already live and wants to add local channels in India, Vietnam and the Gulf states. The request was…
Looking for:Payment providers
CBPay seeks a cross-border provider for Tajikistan and Uzbekistan
CBPay is looking for a provider with corridors into Tajikistan and Uzbekistan. This is a separate need from the brand's requests for local acceptance elsewhere in the region. What cross-border means…
Looking for:Payment providers
Vircle seeks school fee collection from China, Japan and Korea into Malaysia
Vircle (Debit Circles Sdn Bhd) helps international schools in Malaysia collect payments and is looking for partners to accept money from China, Japan and South Korea. Visa and Mastercard are already…
Looking for:Payment providers
Pakistani website and SaaS builder seeks international payments and subscriptions
A developer in Pakistan who builds websites and SaaS products is choosing a payment solution for selling to customers abroad. He is at an early stage of provider selection. What is needed…
Looking for:Payment providers
Clothing store in Spain seeks card processing
A small clothing retailer is looking for card processing in Spain for its online store. The owner wants realistic terms built for a small business rather than for a large chain. The request was…
Looking for:Payment providers
Adder seeks US collections and payouts for a match-3 game
Adder, a business development representative, is looking for a third-party provider to handle US collections and payouts for a match-3 game owned by a Chinese company. The game targets American…
Looking for:Payment providers
NIRVANA recruits local providers in Tajikistan, Kazakhstan and Korea
NIRVANA is recruiting payment providers and partner teams with a local presence. There were several posts, but they describe one call covering three countries. Geography Tajikistan; Kazakhstan; South…
Looking for:Payment providersTeams
Snack shop website needs a gateway with affordable fees on small tickets
The author is helping a relative's snack business and is choosing a small-ticket gateway for its website. The products are cheap, so the key factor is an affordable fee on small purchases and on…
Looking for:Payment providers
Recca seeks client top-ups and API payouts of agent rewards
Recca, a service for agent-based marketing programmes, is looking for a payment solution covering two tasks. A client tops up a balance on the platform, and from those funds the client's agents…
Looking for:Payment providers
Armenian company needs a Shopify processor for sales to the US, UAE and Europe
A company from Armenia is preparing an online store for market intelligence reports and is looking for an international Shopify processor. Buyers are in the United States, the United Arab Emirates…
Looking for:Payment providers
Local payment methods (APM) by country
Related subsections
Local payment methods (APM)
In many markets cards are a minority of online payments. Customers in Brazil pay with PIX, in India with UPI, in Mexico with SPEI and OXXO, in Bangladesh with bKash and Nagad, in Indonesia with QRIS, in Thailand with PromptPay. An APM payment provider gives a merchant one integration to accept these local payment methods and, often, to pay out through them.
Why merchants add APMs
- Conversion: a familiar local method usually converts better than an international card in emerging markets.
- Lower dispute risk: most account-to-account and wallet payments have no card-style chargebacks.
- Coverage: in some GEOs local rails are the only realistic way to reach the customer.
- Payouts: the same rails often support instant withdrawals, important for iGaming, forex and marketplaces.
Typical APMs by region
- LATAM: PIX, SPEI, PSE, cash vouchers — see Brazil, Mexico, Colombia.
- South Asia: UPI, bKash, Nagad — see India, Bangladesh, Pakistan.
- Southeast Asia: QR payments and e-wallets — see Indonesia, Thailand, Vietnam.
- CIS: SBP and card-to-card — see Russia, Kazakhstan.
- Africa: mobile money — see Kenya, Nigeria.
Choosing an APM provider
- Direct connection to the scheme or bank vs reselling another aggregator.
- Methods actually live in your GEO, not "coming soon".
- Settlement time, currency and whether USD/USDT settlement is possible.
- Refund flow, payout support on the same method, KYB and vertical restrictions.
Related hubs
The full list of methods is in payment methods. Closely related: mobile money, e-wallets, open banking and, where formal APM acquiring is thin, P2P processing. {count} providers are on this page; check Offers for rates or post a request.