Local payment methods (APM)
UPI, PIX, bKash, Nagad, QRIS, SPEI, Papara and other local methods.
Agriloom seeks payment partners for buyer collections and farmer payouts in Kenya
Agriloom from Kenya is looking for payment partners for its agribusiness: gateways, mobile money operators, banks and microfinance institutions. Money has to be collected from crop buyers, paid out…
Looking for:Payment providers
New payment project needs a fiat-to-crypto payout API to external wallets
A new payment project is looking for fiat-to-crypto payouts: funds come in as fiat and the recipient gets crypto in their own external wallet. The solution has to be delivered as an API. The request…
Looking for:Payment providers
SaaS builder seeks a single pay-in and payout solution he calls MoR
A SaaS founder is looking for one partner to handle both incoming payments and payouts. He calls this a Merchant of Record, although the description is closer to a combined pay-in and pay-out setup…
Looking for:Payment providers
French skills marketplace needs a payment partner
A French marketplace where professionals sell their skills is looking for a payment partner to handle sellers and buyers. The platform does not want client money on its own operating account…
Looking for:Payment providers
CBPay seeks cross-border C2C from Kazakhstan with fast payouts
CBPay is looking for a provider of person-to-person transfers sent from Kazakhstan abroad. The request is short, but its service quality requirements are clear. Requirements automatic completion of…
Looking for:Payment providers
One gateway for Easypaisa, JazzCash, Raast and cards in Pakistan
A product team in Pakistan wants to connect all popular local methods through a single provider instead of building separate integrations. Methods needed bank transfer; Easypaisa, a mobile wallet and…
Looking for:Payment providers
WeChat Pay and UnionPay for a UK business selling to Chinese buyers
A UK company in education and e-commerce wants a provider to accept WeChat Pay, UnionPay from buyers in mainland China. Alipay would be a bonus but is not mandatory. Settlement The author prefers…
Looking for:Payment providers
Sento gaming goods marketplace seeks a PSP for cards, PayPal and APMs
Ahead of launching a gaming goods platform, the team is looking for payment partners: the Sento marketplace request covers a PSP, acquiring or orchestration for cards, PayPal and alternative methods…
Looking for:Payment providers
Costa Rica Shopify store seeks direct card processing for US buyers
An online store from Costa Rica targets buyers in the United States and currently takes payment only through PayPal. The owner wants direct card acceptance and onboarding as an individual merchant…
Looking for:Payment providers
Dubai e-trader licence holder looks for a gateway with no monthly fee
A newly registered online venture in Dubai needs a gateway with no monthly fee. The owner says the business holds an e-trader licence from Dubai's Department of Economy (DED) and wants Tabby or…
Looking for:Payment providers
Property manager seeks ACH and cards for an in-house tenant portal
A property manager wants to replace Yardi Breeze and RentCafe with an in-house tenant portal and is looking for rent payment collection over ACH and cards. The current shortlist pairs Dwolla for ACH…
Looking for:Payment providers
US GenAI SaaS needs a high-risk acquirer after its processor shut it down
A US generative AI SaaS is looking for a long-term high-risk acquirer. Its previous processor shut it down, and it now needs a partner priced below 10% with no rolling reserve. Requirements acquiring…
Looking for:Payment providers
MOSPAY seeks processing and trader teams for LATAM tests
MOSPAY, also known as MOSLAT, is looking for processing and trader teams for test launches in Latin America. In return the brand says it brings its own merchants and ready traffic. Countries Mexico…
Looking for:Payment providersTeams
Scalable payment gateway needed in India, with access to major PSPs
The author is choosing a payment gateway for a platform in India and wants to talk directly to the onboarding and partnership teams of leading providers. The post was published in July 2026. Who is…
Looking for:Payment providers
Portuguese retailer seeks a gateway with European local payment methods
An operating retailer in Portugal is looking for a gateway that supports European local payment methods. It wants an alternative or additional provider: the store already has processing, but it wants…
Looking for:Payment providers
Shopify store needs a second international gateway alongside PayPal
A Shopify store that is just launching is looking for an additional international gateway next to PayPal. The owner wants a convenient checkout for US buyers, including those who do not have a PayPal…
Looking for:Payment providers
AllTechs: file-transfer SaaS seeks cards and PayPal with transparent reserves
AllTechs is a file-transfer service sold on a SaaS model and has been running since 2013. The company is now choosing a provider for bank card and PayPal acceptance. What matters to the merchant card…
Looking for:Payment providers
Regulated on/off-ramp partner needed for multiple currencies
The requester is looking for a regulated on/off-ramp partner: a provider that lets users buy crypto with fiat and cash crypto back out to fiat. The core conditions are a licence, a wide choice of…
Looking for:Payment providers
Local payment methods (APM) by country
Related subsections
Local payment methods (APM)
In many markets cards are a minority of online payments. Customers in Brazil pay with PIX, in India with UPI, in Mexico with SPEI and OXXO, in Bangladesh with bKash and Nagad, in Indonesia with QRIS, in Thailand with PromptPay. An APM payment provider gives a merchant one integration to accept these local payment methods and, often, to pay out through them.
Why merchants add APMs
- Conversion: a familiar local method usually converts better than an international card in emerging markets.
- Lower dispute risk: most account-to-account and wallet payments have no card-style chargebacks.
- Coverage: in some GEOs local rails are the only realistic way to reach the customer.
- Payouts: the same rails often support instant withdrawals, important for iGaming, forex and marketplaces.
Typical APMs by region
- LATAM: PIX, SPEI, PSE, cash vouchers — see Brazil, Mexico, Colombia.
- South Asia: UPI, bKash, Nagad — see India, Bangladesh, Pakistan.
- Southeast Asia: QR payments and e-wallets — see Indonesia, Thailand, Vietnam.
- CIS: SBP and card-to-card — see Russia, Kazakhstan.
- Africa: mobile money — see Kenya, Nigeria.
Choosing an APM provider
- Direct connection to the scheme or bank vs reselling another aggregator.
- Methods actually live in your GEO, not "coming soon".
- Settlement time, currency and whether USD/USDT settlement is possible.
- Refund flow, payout support on the same method, KYB and vertical restrictions.
Related hubs
The full list of methods is in payment methods. Closely related: mobile money, e-wallets, open banking and, where formal APM acquiring is thin, P2P processing. {count} providers are on this page; check Offers for rates or post a request.