Prefunding & deposits
Funding working and insurance deposits.
Antalpha
Antalpha provides financing and collateral-risk management for institutional participants in the digital-asset market through its Antalpha Prime offer. The…
Amber Group
Amber Group offers institutional clients and miners round-the-clock lending against digital assets. Terms and amounts on the lending desk are agreed…
Zodia Markets
Zodia Markets is an institutional digital-asset broker offering OTC execution on a matched-principal model and electronic quotes. It converts fiat currencies…
KuCoin
KuCoin is a centralized crypto exchange that combines spot trading, conversion and peer-to-peer deals with a separate credit service for larger clients. The…
SCRYPT
SCRYPT serves payment companies, banks and institutional trading firms in fiat, stablecoins and digital assets. It operates as an institutional OTC and API…
OKX
OKX is a centralized exchange that combines spot trading, conversion and a P2P marketplace. Its official site presents P2P, OTC, Spot and Convert / Swap…
Nexo
Nexo is a digital asset platform that handles buying, selling and converting cryptocurrency, with BTC, ETH and USDC among the listed assets. Availability of a…
K33
K33 is a Norwegian crypto broker and institutional trading business based in Oslo. It operates as a broker and personal dealing desk for retail and corporate…
Hex Trust
Hex Trust is an institutional digital asset provider, founded in 2018, that combines regulated custody with OTC execution, fiat ramping and secured lending…
Gate
Gate is a centralized spot exchange that combines an exchange account with P2P trading, OTC bank transfers, Convert and Swap tools, and a separate…
Coinbase
Coinbase is a centralised exchange covering retail crypto purchases, Advanced Trade and the institutional Prime service. Retail users trade crypto for crypto…
Bitget
Bitget is a spot crypto exchange with copy trading and a dedicated P2P section. Customers hold balances in custodial exchange accounts, and the platform covers…
Bitcoin Suisse
Bitcoin Suisse is a Swiss provider of digital-asset execution, custody and brokerage for institutional and corporate clients, founded in 2013 and based in Zug…
Binance
Binance is a centralised crypto exchange offering spot trading, conversion and a separate peer-to-peer market, alongside institutional services for large…
B2C2
B2C2 is an institutional OTC provider of cryptocurrency liquidity, founded in 2015 and operating around the clock. It trades as principal and serves…
Sygnum
Sygnum Bank AG is a Swiss bank founded in 2018 and supervised by FINMA, built for professional and institutional participants in the digital-asset market. Its…
AMINA Bank
AMINA Bank is a Swiss bank, AMINA Bank AG, based at Kolinplatz 15 in Zug and regulated by FINMA. It was previously known as SEBA Bank. It combines corporate…
Fuze
Fuze is infrastructure for banks, PSPs and businesses that joins stablecoins with fiat payment systems. It covers stablecoin settlement, digital asset and…
Prefunding & deposits by country
Related subsections
What prefunding is
Many payment flows require money to be in place before transactions happen. A payout provider must hold a balance to send withdrawals; a P2P team must lock a security deposit with a provider; a merchant may need to prefund a payout account in another currency. Prefunding providers supply that liquidity for a fee, so businesses can scale volume without freezing their own capital.
Typical prefunding products
- Payout prefunding: a lender or liquidity partner tops up your payout balance and is repaid from incoming settlements.
- Security deposit financing: covering the insurance deposit required by a P2P provider or acquirer.
- Settlement bridging: funding the gap between paying out today and receiving settlement in T+1 or later.
- Revolving limits: a credit line that is drawn and repaid several times a week.
- Stablecoin-based prefunding: liquidity provided in USDT, often combined with stablecoin settlement.
Key terms to compare
- Cost: daily or monthly rate, arrangement fee, and how unused limits are charged.
- Collateral: receivables, cash deposit, crypto collateral or guarantees.
- Limit size and growth: how the limit increases with track record.
- Repayment mechanics: automatic deduction from settlements or manual repayment.
- Currencies and rails: fiat, USDT, specific payout corridors.
- Documentation: contract, jurisdiction, what happens on default or dispute.
Who uses it
- Payout teams and payout traders scaling capacity.
- PSPs offering mass payouts with fast funding.
- Merchants with seasonal peaks in withdrawals.
By country
Providers are listed in the UK, the US, the UAE, Singapore and Switzerland.
Next steps
Describe your volumes, settlement cycle and collateral options in a request. Nominal hub is a directory: we do not lend or guarantee financing, and terms are agreed directly with providers.