FX & conversion
Currency conversion and FX liquidity.
OFX
OFX is a foreign exchange and international payments business whose UK operations run through UKForex Limited, a company authorised by the Financial Conduct…
Nium
Nium is a financial infrastructure provider that offers cross-border payouts, currency conversion and card issuing through one API. It operates through…
Mercury FX
Mercury FX is a UK foreign-exchange and payments provider, operated by Mercury Foreign Exchange Limited and founded in 2007, that offers businesses…
Lumon
Lumon provides foreign-exchange transfers and international payment support for private and corporate clients. Its services are split across several regulated…
Key Currency
Key Currency is a UK payment institution that handles international transfers and currency exchange for companies and private clients. The UK entity, Key…
Corpay Cross-Border
Corpay Cross-Border is the international payments and foreign exchange business of the Corpay group, serving companies, financial institutions and platforms…
Banco Topazio
Banco Topazio is a licensed Brazilian bank that gives companies financial infrastructure and banking solutions for building digital products. Its services…
Banco Rendimento
Banco Rendimento is a licensed Brazilian bank that offers businesses banking and payment solutions, including API integrations for partners. Its website is in…
Banco BS2
Banco BS2 is a Brazilian bank that offers a business account in Brazilian reais and corporate foreign-exchange services. Its website is in Portuguese. Conta PJ…
IFX Payments
IFX Payments runs the ibanq platform for multi-currency business accounts, named virtual IBANs, sub-accounts and mass payouts. The UK entity is IFX (UK) Ltd…
iBanFirst
iBanFirst is a payment institution for international business settlements. The Belgian entity, iBanFirst S.A., is supervised by the National Bank of Belgium…
GC Partners
GC Partners provides international transfers and currency settlements for businesses and private clients. The UK entity is Global Currency Exchange Network…
Freemarket
Freemarket is a payments provider for cross-border business settlements, with payment accounts, currency conversion and an API. The UK entity is FreemarketFX…
Finseta
Finseta offers multi-currency accounts, international and mass payments, and payment cards to businesses and private clients. The service previously operated…
Equals
Equals, also trading as Equals Money, is a UK provider of international payments, multi-currency accounts and corporate cards, with embedded finance for…
Ebury
Ebury is a London-based foreign exchange and international payments provider for businesses, scale-ups and enterprises, and for financial institutions and…
dtcpay
dtcpay is a Singapore payment company, operated by Digital Treasures Center Pte Ltd, that connects fiat and stablecoins for businesses. It covers business…
Currenxie
Currenxie is a cross-border finance platform for businesses that combines a multi-currency Global Account, FX, bulk payments and a corporate Visa card. A…
Related subsections
FX for payment businesses
Cross-border payments create currency exposure at every step: a merchant charges in EUR, settles in USD, pays suppliers in INR. FX and conversion providers buy and sell currencies for businesses at negotiated rates, often with multi-currency accounts, forward contracts or same-day settlement. For PSPs and payout providers, FX liquidity in exotic currencies is often what makes a corridor viable.
What you can find here
- FX brokers and payment institutions offering spot conversion for corporates.
- Multi-currency accounts to hold, convert and pay out in several currencies.
- Liquidity providers quoting emerging-market currencies to PSPs and remittance companies.
- Hedging products such as forwards for predictable monthly flows.
- Crypto-to-fiat FX for businesses settling in stablecoins; see also OTC desks.
How to compare FX providers
- Spread vs mid-market: ask for the margin over the interbank rate, not just "no fees".
- Currency coverage: majors and the specific local currencies you need.
- Settlement: speed, cut-off times, local vs SWIFT rails.
- Minimums and tiers: pricing usually improves with monthly volume.
- Regulation: licences in the provider's jurisdiction and safeguarding of client funds.
- Integration: API for rates and conversions, reporting for accounting.
Typical use cases
- A PSP converting card settlements to pay local merchants.
- An exporter receiving USD and paying costs in local currency.
- A payout platform pre-buying currency for mass payouts.
- A business moving funds between EMI accounts in different currencies.
By country
FX providers are listed in the UK, the US, the UAE, Singapore, Hong Kong, India, Brazil, Poland, South Africa and more.
Related
Cross-border payments & FX, business accounts, stablecoin settlement. Post a request with currency pairs and monthly volume to receive quotes. Nominal hub is a directory and does not provide FX services.