Lumon

Lumon provides foreign-exchange transfers and international payment support for private and corporate clients. Its services are split across several regulated group companies, so the protections that apply depend on which entity contracts with the client.

Services The company lists international transfers, FX and currency risk management. Clients can fund a transfer from a bank account or from an available currency balance, and the offer includes currency wallets and currency conversion. Both individuals and companies are served, and the website is in British English.

Group entities and licences Lumon Pay Ltd is an electronic money institution authorised by the Financial Conduct Authority (reference 902022). Lumon Risk Management Ltd holds a payment institution authorisation (FCA 567835) and, separately, an investment permission (FCA 671108); its company number is 06333730. Lumon FX Europe Limited is a separate e-money institution supervised by the Central Bank of Ireland.

Offices The London office is at 20 Farringdon Road, EC1M 3HE, and the Irish one at 2 Dublin Landings, North Wall Quay, Dublin 1.

Who it suits The offer suits UK and Irish-linked businesses and individuals needing FX transfers and hedging, though rights and protection depend on the contracting entity, which should be confirmed before onboarding.