Banks & EMIs
Acquiring banks, business accounts, EMIs, crypto-friendly banks and BaaS.
Truist
Truist is a US bank whose business offering covers everyday checking and institutional escrow. Services are provided by Truist Bank, and the stated market is…
Treezor
Treezor offers payment infrastructure and Banking-as-a-Service for accounts, cards and integrated financial products. The legal entity is listed as TREEZOR…
Treasury Prime
Treasury Prime connects fintech companies with a network of banks and provides APIs for accounts, payments and bank programme management. The operating entity…
TransferMate
TransferMate is a payment infrastructure provider for domestic and international business settlements, including integrations under a partner's own brand. It…
TransferGo
TransferGo offers international payments, a multi-currency business account and batch payouts. The group operates through a UK company and a Lithuanian one…
TransactPay
TransactPay provides BIN sponsorship, e-money issuing and virtual accounts for payment programmes in the United Kingdom and the European Economic Area. It also…
Transact Pro
Transact Pro offers corporate clients payment accounts, online payment acceptance and card issuing, including white-label card programmes. The operating entity…
TorFX
TorFX provides international payments, currency conversion and foreign exchange risk management for companies and private clients. The service operates through…
Toqio
Toqio is a SaaS platform for configuring and launching embedded finance products under a client's own brand. It is a provider of financial infrastructure…
Thredd
Thredd is a UK issuer processor for debit, prepaid, credit and virtual card programmes. It was founded in 2007 and was formerly known as Global Processing…
Thread Bank
Thread Bank is a licensed US bank that offers direct banking and infrastructure for embedded payment and banking products. According to its published…
The Co-operative Bank
The Co-operative Bank p.l.c. is a British bank regulated by the Prudential Regulation Authority and the Financial Conduct Authority (company number 00990937…
The Bancorp
The Bancorp serves fintech partners through card and payment sponsorship, embedded finance and credit programmes. Its legal entity is The Bancorp Bank, N.A., a…
TeslaPay
TeslaPay is a Lithuanian electronic money institution operating through UAB TeslaPay, licensed by the Bank of Lithuania (licence number 37). It provides…
Techcombank
Techcombank offers a digital business account for small and medium-sized enterprises through Techcombank Business, in Vietnam. The SME segment covers…
TD Bank
TD Bank groups two different offers under the TD brand. In Canada, TD Merchant Solutions provides merchant acquiring from The Toronto-Dominion Bank. In the…
Synctera
Synctera supplies a technology platform and connections to partner banks for launching accounts, cards, payments and credit products. The listed services are…
Sygnum
Sygnum Bank AG is a Swiss bank founded in 2018 and supervised by FINMA, built for professional and institutional participants in the digital-asset market. Its…
Banks & EMIs by country
Subsections
Banking for the payments industry
Payment companies need banks in two roles: as partners that sponsor card programmes or provide acquiring, and as account providers that hold client funds and operating money. Neither is easy to get for PSPs, exchangers or high-risk merchants. This section lists {count} banks, electronic money institutions and BaaS platforms that state they work with such businesses.
Subsections
- Acquiring banks — card acquiring for PSPs and merchants, including high-risk.
- Business accounts — operating and settlement accounts with SEPA and SWIFT.
- EMI & payment institutions — IBAN accounts, multi-currency wallets, safeguarding accounts.
- Crypto-friendly banks — banks that onboard exchangers, OTC desks and crypto companies.
- BIN sponsors & BaaS — card issuing sponsorship and banking-as-a-service infrastructure.
Bank or EMI?
A bank can lend and usually offers deposit protection; an EMI cannot lend, keeps client money in safeguarding accounts and is typically faster to onboard with digital-first processes. Many payment businesses run both: an EMI for daily payments and virtual IBANs, and a bank for larger balances and credibility with partners.
What matters when applying
- Risk appetite: which industries and countries of incorporation are accepted.
- Onboarding: documents, source-of-funds evidence, expected turnover, timelines.
- Rails: SEPA, SEPA Instant, SWIFT, Faster Payments, local rails; supported currencies.
- Pricing: account fees, transfer fees, FX margins, minimum balance.
- Stability: history of de-risking in your segment and notice periods for closure.
By country
Country pages narrow the list: banks in the UK, Lithuania, UAE, Singapore. Often the right jurisdiction depends on your licence — see payment licensing and company formation.
Nominal hub is a directory, not a banking introducer: approval decisions are made by each institution. Check Offers for published terms or post a request describing your business.