Techcombank

Techcombank offers a digital business account for small and medium-sized enterprises through Techcombank Business, in Vietnam. The SME segment covers registered companies with annual revenue below VND 80 billion, and the account types are the Small Enterprise Account and a payment account.

Services The listed services are business payment accounts, the Techcombank Business channel and payments of salaries, taxes and bills. Support is available in Vietnamese, English and Chinese, which helps foreign-owned companies.

Opening The bank advertises 100% online registration, with approval subject to the bank's review. Companies should be ready to provide registration documents and details of their representatives, though the available facts do not list the documents.

What to clarify Fees, currencies, limits, card options and processing times are not stated. Foreign-owned companies should ask whether the online route is open to them or whether a branch visit is needed.

Who it suits Vietnamese registered small businesses that want to manage payroll, tax and supplier payments digitally, including firms with Chinese-speaking or English-speaking management, and those at the revenue level below the stated threshold. Larger companies should ask which segment and product the bank would assign them.