Banks & EMIs
Acquiring banks, business accounts, EMIs, crypto-friendly banks and BaaS.
Vodeno
Vodeno provides a cloud API platform for embedded banking, accounts, payments and lending. The company describes its role as technological: it supplies the…
Virgin Money UK (Nationwide)
Virgin Money UK (Nationwide) offers a Business Current Account with 25 months of free standard transactions for eligible new customers and for companies…
VietinBank
VietinBank offers corporate payment accounts and the eFAST service, which lets companies make bulk payments and run payroll from a business payment account. It…
Vietcombank
Vietcombank serves corporate current accounts through two digital channels, VCB-iB@nking and VCB CashUp. It is a bank, and its business offering is aimed at…
VFX Financial
VFX Financial is a provider of foreign exchange operations and a multi-currency e-money account for holding, converting, sending and receiving funds. The legal…
Verestro
Verestro is a financial technology company that offers API technology for card, payment and embedded finance solutions, which clients integrate into their own…
Velmie
Velmie provides software for digital banking, wallets and embedded financial services. It is a modular white-label platform for digital banking, payment…
Vancity
Vancity is a Canadian credit union, Vancouver City Savings Credit Union, founded in 1946. Its business range includes the Independent Business Account…
Valyuz
Valyuz offers multi-currency business accounts with dedicated IBANs and support for SEPA and SWIFT. The legal entity is Valyuz, UAB, an electronic money…
Valley Bank
Valley Bank groups its business checking accounts into packages for different stages of company growth. The legal entity is Valley National Bank, and the…
UOB Singapore
UOB Singapore, operated by United Overseas Bank Limited, provides merchant acquiring through EDC terminals and online stores, working with partner payment…
Unity Trust Bank
Unity Trust Bank offers a business current account with tiers based on annual turnover and multi-step payment authorisation. The legal entity is a public…
United Bank for Africa Nigeria
UBA Nigeria, listed here as United Bank for Africa Nigeria, offers POS acceptance for Visa, Mastercard and Verve cards and a portal for processing merchant…
Unit
Unit provides software infrastructure for embedding accounts, payments, cards and credit products into business applications. The legal entity is Unit Finance…
Union Bank of India
Union Bank of India describes itself as an acquirer in its POS and merchant discount rate materials. Its merchant acquiring offering covers several terminal…
UniCredit NV/SA
UniCredit NV/SA, formerly Aion Bank, supplies the banking component of embedded finance in partnership with the technology platform Vodeno. The bank provides…
UniCredit
UniCredit is an Italian bank, UniCredit S.p.A., with a business line of current accounts built around different activities and channels. The registered office…
U.S. Bank
U.S. Bank is a US bank, part of U.S. Bancorp, that combines merchant acquiring, business services and escrow. The legal entity is U.S. Bank National…
Banks & EMIs by country
Subsections
Banking for the payments industry
Payment companies need banks in two roles: as partners that sponsor card programmes or provide acquiring, and as account providers that hold client funds and operating money. Neither is easy to get for PSPs, exchangers or high-risk merchants. This section lists {count} banks, electronic money institutions and BaaS platforms that state they work with such businesses.
Subsections
- Acquiring banks — card acquiring for PSPs and merchants, including high-risk.
- Business accounts — operating and settlement accounts with SEPA and SWIFT.
- EMI & payment institutions — IBAN accounts, multi-currency wallets, safeguarding accounts.
- Crypto-friendly banks — banks that onboard exchangers, OTC desks and crypto companies.
- BIN sponsors & BaaS — card issuing sponsorship and banking-as-a-service infrastructure.
Bank or EMI?
A bank can lend and usually offers deposit protection; an EMI cannot lend, keeps client money in safeguarding accounts and is typically faster to onboard with digital-first processes. Many payment businesses run both: an EMI for daily payments and virtual IBANs, and a bank for larger balances and credibility with partners.
What matters when applying
- Risk appetite: which industries and countries of incorporation are accepted.
- Onboarding: documents, source-of-funds evidence, expected turnover, timelines.
- Rails: SEPA, SEPA Instant, SWIFT, Faster Payments, local rails; supported currencies.
- Pricing: account fees, transfer fees, FX margins, minimum balance.
- Stability: history of de-risking in your segment and notice periods for closure.
By country
Country pages narrow the list: banks in the UK, Lithuania, UAE, Singapore. Often the right jurisdiction depends on your licence — see payment licensing and company formation.
Nominal hub is a directory, not a banking introducer: approval decisions are made by each institution. Check Offers for published terms or post a request describing your business.