Paydock

Paydock is an institutional payment orchestration platform for banks, fintechs and large merchants that simplifies connecting payment methods. It was founded in 2015 and has offices in London and Sydney.

Platform Listed products are Multi-vendor Orchestration, a PCI DSS Vault, a Fraud Agnostic Layer, White-label for banks and Subscriptions. The fraud-agnostic layer lets a merchant plug in the fraud tools it prefers instead of being tied to one. According to the company, banks use it to orchestrate payments for their merchants, with Commonwealth Bank given as an example.

Customers and regions Target verticals are banking, retail, non-profit, fintech and e-commerce. The stated geography is the United Kingdom, the EU, Australia, APAC and the United States.

Commercial model Paydock offers enterprise SaaS and B2B2X licensing for banks, where a bank resells the platform to its own business customers. Fees and license structure are not published. A bank considering this route would normally clarify branding, support responsibilities and how merchant onboarding and card data storage are split between the bank and the platform.