Ivy

Ivy is a global API for instant bank payments and payouts with built-in conversion between stablecoins and fiat. Founded in 2021, it is based in Berlin and Munich.

Products

The listed products are a global instant A2A API, smart open banking routing, instant refunds and payouts, and multi-currency virtual IBANs. Smart routing picks the bank connection for each payment, while the virtual IBANs let a business receive funds in several currencies without opening separate accounts.

Markets and clients

Coverage is Europe, the United Kingdom and Scandinavia, and the company states that it reaches more than 5,000 banks. Target verticals are crypto on-ramps and off-ramps, PSPs, trading platforms, e-commerce and iGaming. According to the company, crypto projects, brokers and fintechs actively use it for instant fiat deposits and withdrawals.

Pricing

Ivy charges a fee per transaction, or an enterprise API arrangement. Rates are not published. Teams should confirm which countries and currencies are live, refund handling and settlement times before integrating.