Decentro

Decentro is an Indian financial infrastructure company, founded in 2020, that provides APIs for payments, banking integrations and onboarding. It is a technology provider rather than a bank, and its products should not be read as bank deposits.

Products Key products listed are multi-bank virtual accounts, UPI collections, instant payouts over IMPS, NEFT and RTGS, escrow and ledger, and KYC. The platform supports payment collection through UPI, virtual accounts and host-to-host connections, plus splits and payouts, and lets clients switch between several Indian banks. The company is a Y Combinator alumnus.

Clients and pricing Target segments are fintech companies, PSPs, marketplaces, NBFCs, e-commerce and other software platforms. The commercial model is described as a SaaS subscription plus a per-transaction fee; specific rates are not published in the material.

Entity and markets The operating entity is Decentro Tech Pvt. Ltd. (India CIN U74999HR2020PTC086125), with an office in Gurugram, Haryana. Markets named are India and Singapore, and the company also mentions Southeast Asia.