Baselayer

Baselayer is an AI platform for instant KYB underwriting, B2B fraud prevention and scoring of business customers, aimed at payment companies and banks. It was founded in 2023 and is headquartered in New York.

What it does The products listed are 1-Click KYB Verification, Business Graph Search, Synthetic Business Fraud Detection and Merchant Risk Scoring. According to the company, the platform combines checks against company registries and tax numbers with detection of shell companies.

Customers and markets Target customers are PSPs, PayFacs, B2B fintech, commercial lenders and banks. Stated geography is the United States and Canada.

Commercial model Baselayer is sold as enterprise SaaS, so pricing is set per contract and is not published. Teams evaluating it should ask about verification volumes, supported registries and onboarding turnaround.

The description positions Baselayer as an underwriting tool for risk teams: it replaces manual company checks with a single verification flow and a graph of business entities.