P2P processing
Pay-ins and payouts through trader networks: C2C, SBP, UPI and more.
KrillPay seeks banks and infrastructure for new international corridors
KrillPay, a cross-border transfer platform, is looking for financial institutions and infrastructure partners. The goal is to broaden banking relationships and open new international corridors. The…
Looking for:Payment providersTeams
Indian Shopify store needs PayPal International activation
A Shopify store from India prices its products in rupees and wants to accept payments from customers abroad. That requires onboarding and activating PayPal International, along with other…
Looking for:Payment providers
AI résumé and job-search SaaS needs a processor before launch
The founder of an AI résumé and job-search service needs a payment processor for SaaS before launch. The Stripe account was closed, and on other platforms verification stalled over documents and…
Looking for:Payment providers
Merchant of Record with a built-in 45% affiliate programme wanted
The author of a digital product is getting ready to launch and is choosing a MoR whose affiliate programme is built into the platform itself. Affiliates should receive 45% of every sale, with…
Looking for:Payment providers
Inner Circle seeks payment partners for South Africa and Egypt
Inner Circle connects content creators with their audiences and needs payment partners in South Africa and Egypt to expand. The company announced this in August 2026. The website footer names…
Looking for:Payment providers
PSP with European local acquiring and APMs wanted for UAE e-commerce merchants
An intermediary represents a group of online stores and is looking for a provider for UAE e-commerce merchants that offers local acquiring in Europe. The goal is to accept payments from European…
Looking for:Payment providers
Shopify merchant serving the cannabis industry needs a processor without long reserves
A consultant is looking for a cannabis industry processor for a Shopify client. The client sells ancillary products and services to the sector but does not touch the plant itself. The main…
Looking for:Payment providers
US B2B company needs a dedicated merchant account with L3 and Authorize.net
A US B2B company wants to move off Stripe and is looking for a dedicated merchant account. The setup must work with Zoho Billing through Authorize.net and support recurring payments and Level 3 card…
Looking for:Payment providers
First-time SaaS needs a subscription processor for launch
A founder is preparing to launch a first SaaS product and choosing who will handle recurring payments. The shortlist includes Square, Kurv and Helcim, compared against the familiar Stripe and PayPal…
Looking for:Payment providers
Flutter subscription app picks a Merchant of Record within app store rules
A developer building a paid-subscription app in Flutter is looking for a Merchant of Record for subscriptions. Polar is named as an example, but other options are welcome. The key condition is that…
Looking for:Payment providers
Niche dating site with a US LLC looks for a reliable processor
The owner of a niche dating site is looking for niche dating payment processing. The business is a US LLC, and the author wants a reliable processor that will accept the model as it is. What the…
Looking for:Payment providers
Indian payment providers wanted
A short request: the author is looking for Indian payment providers and asks those working in this market to respond. The company is not named. The request was posted in August 2026. What is known…
Looking for:Payment providers
Agency CRM SaaS looks for billing after a Paddle rejection
The team behind a B2B CRM for agencies is looking for alternative billing after Paddle declined to onboard it. The founder stresses that the product is a CRM, not an AI generation service, and wants…
Looking for:Payment providers
Payout service wanted in India: API and mass transfers
The author directly asks who can provide a payout service in India. The short question in a comment is complemented by a more detailed post from the same author about high-volume mass transfers. The…
Looking for:Payment providers
App developer chooses a merchant of record where Stripe is unavailable
An app developer is looking for an app merchant of record: Stripe does not work in his country, so he is comparing Polar, Dodo, Lemon Squeezy and Whop. Integration is already in progress and a…
Looking for:Payment providers
French service provider chooses how to collect monthly USD from US clients
A French sole proprietor provides services to clients in the United States and is choosing how to collect their monthly payments in dollars. The options under comparison are Wise Business, ACH debits…
Looking for:Payment providers
Game-code store in Turkey seeks a gateway after provider rejections
A game-code store in Turkey is looking for an online gateway to accept card payments. According to the owner, several providers have already declined, and no suitable option came up in the…
Looking for:Payment providers
Skill-game operator seeks a PSP for Europe, the Caucasus, North Africa and Asia
A real-money skill-game operator is looking for a PSP that covers several regions at once. It is a single request with many markets, from Western Europe to Southeast Asia. It was published in July…
Looking for:Payment providers
P2P processing by country
Related subsections
What P2P processing is
P2P processing accepts and pays out money through networks of traders instead of a classic acquiring bank. The customer pays to a card, phone number or local account of a trader (C2C, SBP, UPI, bank transfer), and the P2P payment provider confirms the transaction and settles the merchant, usually in USDT. It is common in markets where cards are hard to accept or local methods dominate: India, Russia and CIS, Bangladesh, Turkey, parts of Africa and Latin America.
Who is on this page
- P2P payment gateways that connect merchants to trader liquidity through an API or H2H processing.
- P2P teams that run pay-in and payout flows for providers.
- P2P traders offering payin payout capacity in specific GEOs, including merchants of P2P exchanges (Binance P2P, Bybit P2P, OKX P2P).
Related hubs: H2H processing, P2P & H2H software, stablecoin settlement.
How a P2P order works
- 1.The merchant creates an order through the gateway API.
- 2.The gateway picks a trader with enough limit for this method and amount and returns payment details.
- 3.The customer pays; the trader confirms receipt (or it is matched automatically by bank notification).
- 4.The merchant balance is credited, and settlement goes out in USDT or fiat. Payouts run the same way in reverse.
How to choose a P2P provider
- Rates: pay-in and payout percent, often different per method and GEO.
- Conversion and speed: share of successful deposits, time to credit.
- Limits and volumes: min/max ticket, daily capacity, payout coverage.
- Deposit and insurance: whether traders or teams must put down a security deposit.
- Settlement: USDT or fiat, frequency, rolling reserve.
- Disputes: how frozen cards and blocked accounts, appeals and refunds are handled.
Starting a P2P processing business
If you want to become a P2P trader or launch your own P2P processing company, look at the Requests tab: providers post what GEOs and methods they need, along with deposit and volume requirements. White-label platforms are listed in white-label processing.
How to use the page
Filter by GEO and method (for example UPI in India or SBP in Russia), check the Offers tab for published rates and the Requests tab for providers looking for traders and teams. Post your own request to reach P2P processing companies directly.