P2P processing
Pay-ins and payouts through trader networks: C2C, SBP, UPI and more.
Expanding a payment network in Africa: local PSPs wanted
The requester is building an African payment network and invites local PSPs to partner. Providers are asked to share which countries they cover and which pay-in and payout methods they support. What…
Looking for:Payment providers
Indian booking platform seeks split payments and seller payouts
A booking platform in India needs split payments for bookings: each customer payment should be divided automatically between the platform and the service seller. The project is at an early stage. The…
Looking for:Payment providers
JazzCash, Easypaisa and UPI needed for pay-in and payouts in Pakistan and India
The author is preparing a launch in two markets and is looking for a provider of local methods. The request was published in September 2026; the author explicitly stated a starting volume of zero, so…
Looking for:Payment providers
French adult-illustrated merch store on Shopify seeks a processor with no monthly minimum
A French Shopify store needs an adult merchandise processor: it sells merch illustrated with fictional adult characters. The processor must accept this category, work inside the native Shopify…
Looking for:Payment providers
FX company needs GBP accounts for collections and payouts in the UK
An intermediary is looking for GBP accounts for an FX business in the United Kingdom on behalf of a currency-trading client. The accounts must handle both incoming client funds and payouts. What is…
Looking for:Payment providers
Gaming client needs local acquiring in Japan, Uruguay and Paraguay
An intermediary is looking for local acquiring for gaming in Japan and Latin America on behalf of a gaming client. The client needs the local payment methods players actually use in each country…
Looking for:Payment providers
Software developer seeks white-label bank connectivity: accounts, transactions, payments
The author is building proprietary software and needs branded infrastructure for connecting to banks. Customers should link their bank accounts inside the product, and the software should receive…
Looking for:Payment providers
Payment gateway for SaaS and digital products from Bangladesh
A developer from Bangladesh is looking for a SaaS payment gateway that also handles digital products: the product is ready to launch, but payment acceptance has become the main blocker. Buyers are…
Looking for:Payment providers
Club SaaS seeks member payments through sub-accounts
A club management service is looking for a way to collect membership fees from members. Each club should receive money directly into its own sub-account, and onboarding a club should be simple…
Looking for:Payment providers
UAE car rental marketplace seeks a Stripe replacement with chargeback protection
A car rental marketplace in the UAE needs a car rental payment gateway with stronger fraud protection. The trigger was a disputed AED 6,000 booking that the author describes as a fraudulent…
Looking for:Payment providers
Frictionless seeks banks, acquirers and PSPs for cross-border trade in SEA
Frictionless is building a solution for trade between countries of Southeast Asia and is gathering payment partners for it. The request was published in September 2026 and is aimed only at licensed…
Looking for:Payment providersTeams
Card acquiring for EdTech clients in the EU and UK
An intermediary is looking for EdTech card acquiring in the European Union and the United Kingdom. The clients sell educational programmes and services paid once; recurring billing is not needed…
Looking for:Payment providers
Turkish merchant needs a virtual POS for foreign cards
A merchant in Turkey is looking for a virtual POS to accept payments from cards issued abroad, both debit and credit. Ideally the terminal should support foreign-currency transactions: buyers from…
Looking for:Payment providers
New US adult digital services merchant needs an acquirer without processing history
A new US merchant offering adult digital services is looking for an acquirer that will onboard a business with no processing history. Many providers ask for six months of statements, a large reserve…
Looking for:Payment providers
US adult content business seeks a processor or MoR for subscriptions
A US company with adult digital content is looking for a processor or merchant of record for subscriptions. The main condition is that the provider explicitly permits the category in its own rules…
Looking for:Payment providers
UAE D2C brands moving online with Shopify choose a gateway with BNPL
Several D2C brands with a long offline presence in the Emirates are moving online and need a UAE Shopify payment gateway. The request comes from one person on behalf of several brands, so the…
Looking for:Payment providers
Argentine app needs cards from several buyers and seller payouts to CBU, CVU and Alias
The developers of an app in Argentina need an embedded checkout with card acceptance and CBU/CVU payouts to sellers. Several buyers may pay within one deal, and the money has to reach the seller's…
Looking for:Payment providers
Chinese company seeks overseas payment acceptance for a web tool
The author is preparing to launch a web tool with paid features and is looking for overseas payment acceptance. The catch is that they only have a company in mainland China. The request was posted in…
Looking for:Payment providers
P2P processing by country
Related subsections
What P2P processing is
P2P processing accepts and pays out money through networks of traders instead of a classic acquiring bank. The customer pays to a card, phone number or local account of a trader (C2C, SBP, UPI, bank transfer), and the P2P payment provider confirms the transaction and settles the merchant, usually in USDT. It is common in markets where cards are hard to accept or local methods dominate: India, Russia and CIS, Bangladesh, Turkey, parts of Africa and Latin America.
Who is on this page
- P2P payment gateways that connect merchants to trader liquidity through an API or H2H processing.
- P2P teams that run pay-in and payout flows for providers.
- P2P traders offering payin payout capacity in specific GEOs, including merchants of P2P exchanges (Binance P2P, Bybit P2P, OKX P2P).
Related hubs: H2H processing, P2P & H2H software, stablecoin settlement.
How a P2P order works
- 1.The merchant creates an order through the gateway API.
- 2.The gateway picks a trader with enough limit for this method and amount and returns payment details.
- 3.The customer pays; the trader confirms receipt (or it is matched automatically by bank notification).
- 4.The merchant balance is credited, and settlement goes out in USDT or fiat. Payouts run the same way in reverse.
How to choose a P2P provider
- Rates: pay-in and payout percent, often different per method and GEO.
- Conversion and speed: share of successful deposits, time to credit.
- Limits and volumes: min/max ticket, daily capacity, payout coverage.
- Deposit and insurance: whether traders or teams must put down a security deposit.
- Settlement: USDT or fiat, frequency, rolling reserve.
- Disputes: how frozen cards and blocked accounts, appeals and refunds are handled.
Starting a P2P processing business
If you want to become a P2P trader or launch your own P2P processing company, look at the Requests tab: providers post what GEOs and methods they need, along with deposit and volume requirements. White-label platforms are listed in white-label processing.
How to use the page
Filter by GEO and method (for example UPI in India or SBP in Russia), check the Offers tab for published rates and the Requests tab for providers looking for traders and teams. Post your own request to reach P2P processing companies directly.