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Payment providers

Mobile money

M-Pesa, MTN, Airtel, Orange Money and other carrier wallets.

516 requests

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INRSettle seeks PSPs, AD banks and FX / stablecoin rails for corporate INR flowsRequestMerchant· October 13, 2026Softbook seeks a PA / PG for a UPI Intent integration in GurgaonRequestMerchant· October 13, 2026Paykassma seeks extra INR capacity, bulk payouts and direct bank APIsRequestMerchant· October 13, 2026Native UPI Intent checkout with a high success rate needed in IndiaRequestMerchant· October 13, 2026Local payment infrastructure for five markets in Asia and the AmericasRequestMerchant· October 13, 2026Stable PSP partners wanted for India, USA, Bangladesh, Thailand and ArgentinaRequestMerchant· October 13, 2026High-volume UPI pay-in and payout needed in IndiaRequestMerchant· October 13, 2026Gateways and processing wanted for India, Canada and EuropeRequestMerchant· October 13, 2026Native UPI Intent with auto-matching wanted for INR 30M a dayRequestMerchant· October 13, 2026SwipeLocal seeks PSP, acquiring and IBAN accounts in the UAERequestPayment provider· October 13, 2026PAYSTO invites banks, gateways and SBP partners to integrateRequestPayment provider· October 13, 2026Synque seeks acquirers and PSPs for Hong Kong and Chinese walletsRequestMerchant· October 13, 2026InsurOps seeks payment gateways for insurance premiums and payoutsRequestPayment provider· October 13, 2026UnumPay invites gateway operators to integrate for Shopify merchantsRequestPayment provider· October 13, 2026Airline booking agency seeks to replace an acquirer with a 20% reserveRequestMerchant· October 13, 2026US AI short-video SaaS seeks subscription card processingRequestMerchant· October 13, 2026iPrime seeks Nigerian banking integrations: NUBAN, NIP and cardsRequestMerchant· October 13, 2026SHOKRAN seeks vIBAN, SEPA / FPS and a card programme for the EU and UKRequestMerchant· October 13, 2026

Related subsections

P2P processing48Card acquiring & gateways14H2H processing11Payouts & mass payouts11Aggregators & cascading10Local payment methods (APM)8Mobile money — IndiaMobile money — BangladeshMobile money — South KoreaMobile money — BrazilMobile money — ArgentinaMobile money — Colombia

Mobile money as a payment method

Mobile money is a wallet tied to a phone number and run by a mobile operator or its fintech arm. In East and West Africa it is the main way people pay and get paid online: M-Pesa in Kenya and Tanzania, MTN MoMo in Ghana, Uganda and Côte d'Ivoire, Airtel Money across several markets, Orange Money in francophone West Africa. Customers confirm a payment with a USSD prompt or in the operator app, so no card is needed.

What a mobile money aggregator does

Connecting to each operator separately means separate contracts, technical integrations and settlement accounts in every country. A mobile money aggregator in Africa offers one mobile money API for collections (STK push / USSD prompt), payouts to wallets, status callbacks and settlement in local currency or USD. Some also add cards and bank transfers in the same checkout.

Main GEOs

  • Kenya: M-Pesa dominates; Paybill and Till numbers for merchants — PSPs in Kenya.
  • Ghana, Uganda, Côte d'Ivoire, Cameroon: MTN MoMo, Airtel, Orange — Ghana, Uganda, Côte d'Ivoire.
  • Tanzania: several operators side by side — Tanzania.
  • Egypt and North Africa: mobile wallets alongside cards and instant bank transfers — Egypt.

What to compare

  • Operators actually connected in each country, not just "pan-African coverage".
  • Collection and payout fees; payouts are often priced per transaction rather than percent.
  • Transaction limits set by operators and KYC tiers of the customer's wallet.
  • Settlement currency, FX spread for USD settlement, settlement speed.
  • Support for refunds and reversal of failed payouts.

Related hubs

See the mobile money method page, local payment methods, payouts & mass payouts and cross-border payments. {count} providers are listed here; use Offers for rates and post a request if you need a specific operator.