Mobile money
M-Pesa, MTN, Airtel, Orange Money and other carrier wallets.
Mercado Pago seeks agencies and developers in MexicoRequestMercado Pago· October 13, 2026Mecca Payments seeks ISOs and agents to sell processingRequestMecca Payments· October 13, 2026Marvelous: up to 30% revenue and MDR share for partners in AsiaRequestMarvelous· October 13, 2026Magnify Payments takes merchants declined by low-risk channelsRequestMagnify Payments· October 13, 2026Local Wholesale Merchant Services seeks B2B partners, no quotasRequestLocal Wholesale Merchant Services· October 13, 2026KAJA Payments seeks agents, banks and ISVs for revenue sharingRequestKAJA Payments· October 13, 2026iPay Africa pays referral commission for a merchant's lifetimeRequestiPay Africa· October 13, 2026Interkassa pays referrers 20% of revenue for a yearRequestInterkassa· October 13, 2026Integrate Payments pays agents and ISOs 50% of profit over costRequestIntegrate Payments· October 13, 2026Infinity Pay pays for introductions to shops and restaurantsRequestInfinity Pay· October 13, 2026HiPay seeks e-commerce platforms, agencies and SaaS vendorsRequestHiPay· October 13, 2026Goldman Merchant Services seeks ISOs, brokers and agentsRequestGoldman Merchant Services· October 13, 2026Related subsections
Mobile money as a payment method
Mobile money is a wallet tied to a phone number and run by a mobile operator or its fintech arm. In East and West Africa it is the main way people pay and get paid online: M-Pesa in Kenya and Tanzania, MTN MoMo in Ghana, Uganda and Côte d'Ivoire, Airtel Money across several markets, Orange Money in francophone West Africa. Customers confirm a payment with a USSD prompt or in the operator app, so no card is needed.
What a mobile money aggregator does
Connecting to each operator separately means separate contracts, technical integrations and settlement accounts in every country. A mobile money aggregator in Africa offers one mobile money API for collections (STK push / USSD prompt), payouts to wallets, status callbacks and settlement in local currency or USD. Some also add cards and bank transfers in the same checkout.
Main GEOs
- Kenya: M-Pesa dominates; Paybill and Till numbers for merchants — PSPs in Kenya.
- Ghana, Uganda, Côte d'Ivoire, Cameroon: MTN MoMo, Airtel, Orange — Ghana, Uganda, Côte d'Ivoire.
- Tanzania: several operators side by side — Tanzania.
- Egypt and North Africa: mobile wallets alongside cards and instant bank transfers — Egypt.
What to compare
- Operators actually connected in each country, not just "pan-African coverage".
- Collection and payout fees; payouts are often priced per transaction rather than percent.
- Transaction limits set by operators and KYC tiers of the customer's wallet.
- Settlement currency, FX spread for USD settlement, settlement speed.
- Support for refunds and reversal of failed payouts.
Related hubs
See the mobile money method page, local payment methods, payouts & mass payouts and cross-border payments. {count} providers are listed here; use Offers for rates and post a request if you need a specific operator.