Banks & EMIs
Acquiring banks, business accounts, EMIs, crypto-friendly banks and BaaS.
Saudi Awwal Bank
Saudi Awwal Bank is a Saudi bank whose history runs through the merger of two names: SABB (the Saudi British Bank) and Alawwal Bank, both now historical names…
Satchel
Satchel is a Lithuanian electronic money institution operating through SatchelPay, UAB, which is licensed by the Bank of Lithuania (licence number 28, company…
Santander UK
Santander UK is a British bank, operated by Santander UK plc, that offers business current accounts, online banking and cash services. It is regulated by the…
Santander Bank US (Webster division)
Santander Bank US (Webster division) is how this brand appears when a business looks at Webster Bank. Webster is an operating banking division of Santander…
Riyad Bank
Riyad Bank is a Saudi Arabian bank that combines corporate current accounts with merchant acquiring. Its Current Account is designed for an organisation's…
Resona Bank
Resona Bank is a Japanese bank that serves corporate customers with business accounts, business debit cards and a dedicated mobile tool, the Resona Group App…
Renasant Bank
Renasant Bank is a US bank whose Business Basics Checking account is aimed at small businesses with straightforward day-to-day banking needs. The account is…
Regions Bank
Regions Bank offers business checking in the United States under the LifeGreen and Advantage names, an interest-bearing business account and a separate package…
Regent Bank
Regent Bank gives companies bank accounts, lending and cash management. It is a licensed bank, and programme terms and the connection of fintech partners are…
RBL Bank
RBL Bank, formerly The Ratnakar Bank Ltd., is an Indian bank, RBL Bank Limited, that publishes the Business Current Account and the Business Plus Current…
RBC Royal Bank
RBC Royal Bank is the Canadian retail and business arm of Royal Bank of Canada. It offers the Digital Choice, Flex Choice and Ultimate Business Account…
RAKBANK
RAKBANK offers a Business Current Account in dirhams and in major foreign currencies. The bank runs a Business Banking contact centre and a dedicated e-mail…
Raiffeisen Bank International
Raiffeisen Bank International (RBI) is an Austrian banking group that lets companies open business accounts in Austria and in the Central and Eastern European…
Rabobank / Rabo Smart Pay
Rabobank / Rabo Smart Pay covers the business current account of Coöperatieve Rabobank U.A. and the bank's merchant acquiring offer, including mobile…
Qonto
Qonto is a business account with cards, transfers, invoices and accounting tools for freelancers, entrepreneurs and companies. The platform also covers team…
Qolo
Qolo provides infrastructure for card and payment programmes, funds accounting and APIs for embedded financial products. It is an issuer processor and a…
QNB Qatar
QNB Qatar is the Qatari operation of Qatar National Bank (Q.P.S.C.), also known simply as QNB. It provides merchant acquiring for e-commerce together with…
QI Tech
QI Tech provides technology and regulated infrastructure for Banking-as-a-Service (BaaS), lending, payments and fund management. It is a regulated fintech…
Banks & EMIs by country
Subsections
Banking for the payments industry
Payment companies need banks in two roles: as partners that sponsor card programmes or provide acquiring, and as account providers that hold client funds and operating money. Neither is easy to get for PSPs, exchangers or high-risk merchants. This section lists {count} banks, electronic money institutions and BaaS platforms that state they work with such businesses.
Subsections
- Acquiring banks — card acquiring for PSPs and merchants, including high-risk.
- Business accounts — operating and settlement accounts with SEPA and SWIFT.
- EMI & payment institutions — IBAN accounts, multi-currency wallets, safeguarding accounts.
- Crypto-friendly banks — banks that onboard exchangers, OTC desks and crypto companies.
- BIN sponsors & BaaS — card issuing sponsorship and banking-as-a-service infrastructure.
Bank or EMI?
A bank can lend and usually offers deposit protection; an EMI cannot lend, keeps client money in safeguarding accounts and is typically faster to onboard with digital-first processes. Many payment businesses run both: an EMI for daily payments and virtual IBANs, and a bank for larger balances and credibility with partners.
What matters when applying
- Risk appetite: which industries and countries of incorporation are accepted.
- Onboarding: documents, source-of-funds evidence, expected turnover, timelines.
- Rails: SEPA, SEPA Instant, SWIFT, Faster Payments, local rails; supported currencies.
- Pricing: account fees, transfer fees, FX margins, minimum balance.
- Stability: history of de-risking in your segment and notice periods for closure.
By country
Country pages narrow the list: banks in the UK, Lithuania, UAE, Singapore. Often the right jurisdiction depends on your licence — see payment licensing and company formation.
Nominal hub is a directory, not a banking introducer: approval decisions are made by each institution. Check Offers for published terms or post a request describing your business.