Local methods (APM) payment providers
Local methods (APM): companies, offers and requests that work with this method.
Brazil: popular local APMs for pay-ins and payouts
This offer gives access to the most popular APMs in Brazil, the alternative payment methods Brazilians use most often online. They work both for collecting deposits and for paying users out. It was…
Looking for:Merchants
Local APMs for Kenya, Uganda and Tanzania: pay-ins and payouts
Access to local APMs in Kenya, Uganda and Tanzania, three East African markets. They can be used both to collect payments and to pay customers out. The listing appeared in June 2025. What APMs mean…
Looking for:Merchants
Multi-currency e-wallet and virtual prepaid card with global reach
A multi-currency e-wallet for merchants that want a single tool for accepting payments in dozens of markets. It claims 140+ countries and 50+ currencies, although method availability depends on the…
Looking for:Merchants
By country
What an APM provider does
APM stands for alternative payment methods — everything that is not an international card: local bank transfers, real-time payment systems, e-wallets, QR schemes, vouchers and mobile money. An APM provider (or alternative payment methods provider) aggregates many of these behind one API, so a merchant can show the methods customers actually use in each country without signing dozens of local contracts.
Why APMs matter by GEO
In many markets cards cover a minority of online payments. Examples from the countries on this page: India runs on UPI and netbanking (APM in India); Bangladesh on bKash and Nagad (APM in Bangladesh); Pakistan on JazzCash, Easypaisa and Raast (Pakistan); South Korea on local wallets and virtual accounts (Korea); Japan on konbini and bank transfers (Japan); Kenya, Uganda and Tanzania on mobile money (Kenya, Uganda, Tanzania); Nigeria on bank transfers and USSD (Nigeria).
How APM acceptance works
- Redirect or hosted page: the customer is sent to the wallet or bank to approve.
- Push/collect flows: a request is sent to the customer's app (UPI collect, mobile money STK push).
- Reference-based payments: QR, virtual account or voucher number paid later — confirmation is asynchronous.
Payouts on the same rails are often available too, which matters for marketplaces, gaming and gig platforms.
Fees, settlement and limits
APM fees vary widely by country and method; some are flat, some percentage-based. Settlement can be local currency or converted to USD/EUR. Per-transaction limits are set by the scheme and the wallet. Chargebacks are rare, but refunds and disputes work differently on every method.
What to check
- Exact list of methods per country, not "100+ APMs" in general.
- Pay-in and payout support, success rates, time to confirmation.
- Accepted verticals (iGaming, forex, crypto) and local licensing.
{count} companies here list APMs. See local payment methods providers, mobile money PSPs and P2P processing. Compare offers or post a request.