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Payment methods

Local methods (APM) payment providers

Local methods (APM): companies, offers and requests that work with this method.

39 requests

GridList
Connection buyer seeks PSPs for iGaming and Forex in 20 marketsRequestMerchant· July 2, 2026Consumer lender needs pay-ins and payouts in Argentina, Colombia, Peru and RomaniaRequestMerchant· June 24, 2026Riverpe seeks local payment partners in AfricaRequestMerchant· June 20, 2026Event-contract project needs KYC, local-currency collection and USDC settlement on PolygonRequestMerchant· June 17, 2026YeePay seeks financial partners with local methods for Chinese merchantsRequestPayment provider· June 4, 2026Xsolla seeks payment providers for its video game checkoutRequestPayment provider· May 27, 2026Riverpe seeks payment channels in India, Vietnam and the GulfRequestMerchant· May 22, 2026Vircle seeks school fee collection from China, Japan and Korea into MalaysiaRequestMerchant· May 20, 2026Solidgate seeks Southeast Asia acquiring, crypto liquidity and FX infrastructureRequestMerchant· April 10, 2026Adspulse seeks local payment channels in Ghana for a game businessRequestMerchant· March 13, 2026Merchant seeks a PSP for Tunisia: bank transfers and APMsRequestMerchant· March 5, 2026PSPs wanted in India, Pakistan, Bangladesh, Nepal and TunisiaRequestMerchant· January 15, 2026Shanghai Hongqi Yangren seeks local payments in Bangladesh for a social appRequestMerchant· December 8, 2025Lingdu Technology seeks local payments for overseas games, apps and e-commerceRequestMerchant· November 21, 2025Primer for Partners invites PSPs into its integrated merchant networkRequestPayment provider· November 19, 2025Africa: APMs and bank transfers for pay-ins and payouts in 14 countriesRequestPayment provider· July 3, 2025White-label crypto exchange with cards, bank transfers, APMs and P2PRequestPayment provider· June 22, 2025Mexico: local card acquiring and APMs for gambling and adultRequestPayment provider· June 11, 2025

What an APM provider does

APM stands for alternative payment methods — everything that is not an international card: local bank transfers, real-time payment systems, e-wallets, QR schemes, vouchers and mobile money. An APM provider (or alternative payment methods provider) aggregates many of these behind one API, so a merchant can show the methods customers actually use in each country without signing dozens of local contracts.

Why APMs matter by GEO

In many markets cards cover a minority of online payments. Examples from the countries on this page: India runs on UPI and netbanking (APM in India); Bangladesh on bKash and Nagad (APM in Bangladesh); Pakistan on JazzCash, Easypaisa and Raast (Pakistan); South Korea on local wallets and virtual accounts (Korea); Japan on konbini and bank transfers (Japan); Kenya, Uganda and Tanzania on mobile money (Kenya, Uganda, Tanzania); Nigeria on bank transfers and USSD (Nigeria).

How APM acceptance works

  • Redirect or hosted page: the customer is sent to the wallet or bank to approve.
  • Push/collect flows: a request is sent to the customer's app (UPI collect, mobile money STK push).
  • Reference-based payments: QR, virtual account or voucher number paid later — confirmation is asynchronous.

Payouts on the same rails are often available too, which matters for marketplaces, gaming and gig platforms.

Fees, settlement and limits

APM fees vary widely by country and method; some are flat, some percentage-based. Settlement can be local currency or converted to USD/EUR. Per-transaction limits are set by the scheme and the wallet. Chargebacks are rare, but refunds and disputes work differently on every method.

What to check

  • Exact list of methods per country, not "100+ APMs" in general.
  • Pay-in and payout support, success rates, time to confirmation.
  • Accepted verticals (iGaming, forex, crypto) and local licensing.

{count} companies here list APMs. See local payment methods providers, mobile money PSPs and P2P processing. Compare offers or post a request.