The Fintercept
Checked by editors 14 days ago
Access
Open
Languages
English
Latest material
October 13, 2026
About
Fintercept fintech analysis is a Substack newsletter edited by Brendan Ragan in collaboration with The Fletcher Group. It skips daily news: roughly one story a week, written by C-suite leaders, industry insiders and senior product specialists from payments and fintech companies.
Recent posts
13 October 2026: "One Card, Every Context: Why Flexible Credentials Matter", arguing for one credential that can carry debit, credit and instalment payments. 12 October: a MoneyLIVE North America report on agentic AI accountability. 9 October: a survey finding Latin American professionals earn 66% more working for US companies. 6 October: "FinCEN's AML Overhaul Will Test How Fast Banks Can Change". Earlier items cover who should get access to the Fed's payment rails, payment fraud that no longer looks suspicious, tokenised private credit, small-business lending infrastructure and Verona's verUSD launch.
Why read it
The archive is open and in English, and conference takeaways sit next to opinion. Because authors work inside the companies they discuss, you get practitioner views on cards, compliance and fraud rather than reporting. Treat the posts as informed opinion, then check regulators' texts.
Payments angle
Weekly practitioner essays on flexible card credentials, FinCEN's AML overhaul, Fed payment-rail access and payment fraud that no longer looks suspicious.
Sources
Public pages where the link, topic and freshness were checked
Latest material · October 13, 2026Open the publication
Checked by the editors on October 19, 2026