Fintech Blueprint
Checked by editors 14 days ago
Access
Open
Languages
English
Latest material
October 16, 2026
About
Fintech Blueprint is a Substack newsletter led by Lex Sokolin, with contributors including Michiel Milanovic, Luke Spill, Matt Low and Laurence Smith. It reads as long-form analysis of where finance is heading when AI agents, crypto and new banks collide, and it is published several times a month.
Recent topics
October 2026 posts show the range. "The New Machine Gods Accept Payment in Debt" (16 October) covers Ramp's 60 billion dollar valuation and AI agents choosing banks. "Why is Monzo so much cheaper than Revolut?" (13 October) compares UK bank valuations. "Cloudflare's $200B Shot at Machine Payments" (6 October) looks at payment infrastructure for software buyers, and "Whop Wants Everyone to Start a Bank" (1 October) at neobank features inside other products. A podcast from 30 September, "How Stripe's Tempo is Rebuilding On-Chain Cash Settlement", handles tokenisation and settlement.
Formats
Analysis essays, podcast episodes with summaries, research reports and a premium tier.
Who gets value
Product leads at PSPs and acquirers, stablecoin teams and investors who need an argued view of agentic commerce and settlement, not a news feed.
Payments angle
Essays on machine payments, stablecoin settlement and Stripe's Tempo, for readers who want the strategy behind payment infrastructure.
Sources
Public pages where the link, topic and freshness were checked
Latest material · October 16, 2026Open the publication
Checked by the editors on October 19, 2026