Overview
Stitch is a payment infrastructure provider and orchestrator for Africa, founded in 2019 in Cape Town. It specialises in Pay by Bank (instant EFT), PayShap, direct debit and payouts, and presents a modern API stack for direct bank payments across the continent.
Products - Pay by Bank. - PayShap instant rail. - DebiCheck direct debit. - Automated payouts: bulk transfers to customers, suppliers or marketplace sellers. - Reconciliation and cash management.
For platforms that not only collect money but also pay partners or refund buyers, having collections and payouts under one integration reduces reconciliation work.
Markets and clients South Africa, Nigeria and Kenya, with the wider continent in scope. Target verticals are enterprise e-commerce, iGaming, crypto, fintech and PSPs. A merchant selling to African customers who prefer bank-based payments to cards gets a local partner that also handles cross-border operations.
Terms An enterprise API tariff. Supported methods and settlement timing differ by country, so name your sales channels, markets and expected volume when requesting an offer.
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