Overview
Simplex is a fiat-to-crypto on-ramp and payment platform, part of Nuvei. Users buy crypto with fiat, and partners such as exchanges, wallets and fintechs embed the flow through an API or an iFrame. The company was founded in 2014 and has offices in Tel Aviv and Vilnius.
Product - Fiat-to-crypto processing with a stated 100% chargeback guarantee for partners. - Simplex Banking with an IBAN. - Visa principal member card issuing. - A white-label option.
Assets named are BTC, ETH, XRP, USDC and USDT. The source describes it as an EU-licensed financial institution within Nuvei and a pioneer of chargeback-free card acquiring for crypto exchanges, citing Binance and Bitfinex among its clients.
Payment methods Bank cards, bank transfers, Apple Pay and Google Pay, depending on the user's country: some regions get every option, others only part.
Who it is for Crypto exchanges, wallets, brokers, fintechs, blockchain businesses and e-commerce that need a buy-crypto button without running their own card acquiring. The gateway handles the fiat payment and payer checks. Pricing is a percentage of the transaction, with limits and countries agreed at onboarding.
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