Overview
SeawardPay is a merchant services and payment gateway provider focused on CBD and other higher-risk industries. It opens merchant accounts for businesses that mainstream acquirers often decline.
Services
- Merchant accounts for CBD and high-risk
- Payment gateways for online acceptance
- Recurring billing for subscription models
- eCheck — electronic checks debited from a bank account
Why CBD is a special case
Cannabidiol products sit in regulated categories, and many banks will not serve such stores. A specialist provider knows the document and labelling requirements and finds a bank willing to work with the niche.
Onboarding
The company itself states that it works with high-risk merchants, but whether a specific business can be onboarded is decided during review. Prepare product certificates, a description of your website and sales history to speed up underwriting.
What to clarify
Coverage, pricing, reserves and settlement times are not published. For high-risk accounts these matter most: the reserve size and payout schedule directly affect the store's working capital.
Links and socials
What they do
Work formats
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