Overview
Peach Payments is a payment orchestration and acquiring platform for businesses in Africa, founded in 2012 with its base in Cape Town and a presence in Mauritius and Kenya. It routes traffic across local banks and mobile money.
Products - Payment orchestration with automatic switching of traffic between African banks when one fails. - Hosted checkout for websites and apps. - Payment links, so an invoice can go out by messenger or email without a website. - Recurring payments for subscriptions. - Payouts and QR codes. - Methods include cards, M-Pesa, instant EFT and BNPL; Mastercard, Visa, American Express and Diners Club are accepted.
Markets South Africa, Kenya and Mauritius are named, with the wider continent in scope. Target verticals are e-commerce, airlines, travel, retail and digital platforms.
Pricing A SaaS fee plus a transaction commission. The standard online rate in South Africa is 2.95% plus ZAR 1.50 per transaction, excluding VAT, and separate rates by method and by volume are published.
Growth path A merchant can begin with online checkout and later add terminals, subscriptions or payouts without switching provider.
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