Overview
PayWithLegacy is a company offering merchant services and a payment gateway. It specifically states that it works with high-risk merchants.
What high-risk means
High-risk merchants are usually businesses with elevated refund and chargeback rates or regulatory constraints: subscriptions, online entertainment, nutraceuticals, travel, or sales with delayed delivery. Acquiring banks often turn such projects down or impose strict terms, so they need providers willing to underwrite their model.
Services
- a payment gateway for accepting payments;
- merchant services covering onboarding and payment acceptance.
PayWithLegacy does not publicly list its payment methods, countries or pricing.
Getting connected
Working with high-risk sectors does not guarantee approval for a specific business: the decision comes after a review of the model, volumes and track record. Prepare a product description and chargeback and volume data to speed up your PayWithLegacy application. Also ask about settlement times and reserves, which for high-risk accounts often differ from the standard ones.
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What they do
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