Overview
Paytrail is a Finnish payment services provider founded in 2007 in Jyvaskyla and part of Nexi Finland. The company states it is the largest Finnish aggregator of payment pages and checkout, bringing together all Finnish banks, cards, MobilePay and instalments.
Products - Hosted checkout wall and an embedded payment page. - Tokenisation. - Marketplace split payments. - Automated settlements.
Who it is for Target segments are e-commerce, SaaS, public services and ticketing. Online stores selling to Finnish buyers, and booking services such as hotels, restaurants, events and appointment-based services, have specific needs: payment is often made in advance, sometimes partly, and cancellations require quick refunds. A provider that works with these clients usually accounts for such scenarios.
Why a local provider Finnish shoppers are used to local payment methods, and a provider focused on this market helps sellers offer them at checkout. For a foreign company entering Finland, it is a way to adapt payments to the local audience faster. The company states it serves more than 20,000 online stores and services in Northern Europe.
Coverage and pricing Finland, Scandinavia and the EU. The tariff is a monthly fee of EUR 59 plus a transaction fee. The operator is Paytrail Oyj; in Finland, Oyj denotes a public limited company.
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