Overview
PayDiverse is a B2B intermediary in payment processing: it finds the merchant a suitable account with partner banks, connects a payment gateway and helps handle chargebacks. Its main market is the United States, and international work is also stated.
Payment methods
- bank cards;
- ACH, electronic transfers over the US banking network;
- eCheck, electronic cheques debited from a business or personal account;
- PINless debit cards.
Who it is for
The service is aimed at high-risk merchants, businesses that banks often refuse for direct acquiring. The broker does the work of finding a bank willing to accept the model, while approval of a specific company still depends on a review of its activity.
Payouts and ongoing support
Stated payout time is 24–48 hours. Beyond onboarding, PayDiverse manages chargebacks: it helps dispute them and keep the ratio down so the account is not closed for breaching card scheme thresholds. Rates are not published and are set per merchant.
Links and socials
What they do
Work formats
Payment methods
Company offers
What the company offers partners — rates and terms.
Geography · 1
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