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Pay Theory

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Overview

Pay Theory is a US payment facilitator (PayFac) focused on accessible online payments. It embeds payment acceptance, invoicing and recurring billing into software used by organisations that serve families.

Industries

  • education, including schools, clubs and private learning centres;
  • healthcare;
  • childcare, such as nurseries and daycare providers;
  • SaaS platforms for family services.

What accessible payments means

Accessibility means any parent or patient can complete a payment, including people with visual or motor impairments. For schools and medical providers this is often a requirement rather than a nice-to-have.

Embedded PayFac

The company onboards end clients under its payment facilitator model, so a vertical software vendor can offer payment acceptance inside its own product. The platform gains a revenue line, and its users avoid a separate acquiring contract.

Terms

The company operates in the United States. Pricing and onboarding steps are agreed with each platform individually.

Links and socials

What they do

Work formats

Geography · 1

United States

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