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Offshore High Risk Merchants

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Overview

The service specialises in merchant accounts for high-risk businesses. It finds a company an account for card acceptance, either local or international, depending on its profile and markets.

What a high-risk merchant account is

A merchant account is the account through which a business accepts card payments. Banks and large acquirers often decline companies in higher-risk categories because of high chargeback rates, regulatory restrictions or the nature of the product. A specialised intermediary looks for an acquiring bank willing to work with that model.

Account types

  • local, in the country where the business is registered;
  • international, with a foreign acquirer when local banks are not an option.

The provider states it handles both domestic and international operations.

Good to know

The company states it works with higher-risk merchants, but approval of any specific business is not guaranteed; it depends on the bank's review of the application.

Terms

Pricing, reserves, payout timing and the list of industries are not published. For high-risk they are usually above standard rates and depend on processing history, so prepare statements for recent months.

What they do

Work formats

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