Overview
Mojo Payments is a payment company from Ghana included by the country's central bank, the Bank of Ghana, in its list of approved institutions in the PSP Enhanced category. The company previously operated as Cross Switch Ghana Ltd.
What PSP Enhanced means
The Bank of Ghana licenses payment providers at different levels. The Enhanced category covers a broader set of permitted payment services than the basic licences. For a partner or merchant, this means the company has passed regulatory review and operates within the regulator's requirements.
Why it matters
Ghana has many fintech players, and a central bank licence is the first filter when choosing a partner. Working with a licensed provider reduces the risk of frozen settlements and simplifies your own compliance.
What to clarify
The company does not publicly disclose specific payment methods, pricing or commercial coverage. Before onboarding, ask for:
- the list of methods (cards, mobile money, bank transfers);
- fees and settlement times;
- merchant requirements and integration options.
Legal entity
Mojo Payments LTD (formerly Cross Switch Ghana Ltd), Ghana; Bank of Ghana register, PSP Enhanced category.
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