E-wallets and online banking in Malaysia: DuitNow, TnG, Grab, ShopeePay
Terms
| Payment format | IN | OUT | Settlement | Settlement term |
|---|---|---|---|---|
| All formats | 4% | 1% | — | — |
All formats
- IN
- 4%
- OUT
- 1%
Payment methods
Geography
Details
What we offer
- Online Banking plus DuitNow, TnG, Grab, Shopee wallets
- Amounts from 10 to 30,000 MYR
- T+2 settlement in USDT at 1%, xe.com rate
A provider is opening Malaysia e-wallets and online banking for deposits and payouts. The set covers DuitNow, Touch 'n Go, Grab and ShopeePay — the ways Malaysians pay every day. The terms were announced at the end of August 2026.
Methods - Online Banking — payment from the customer's internet bank; - DuitNow, TnG, Grab and Shopee e-wallets.
Fees and limits - pay-in: 4%; - pay-out: 1%; - transaction size: 10 to 30,000 MYR in both directions.
The low payout rate stands out: for projects where players withdraw often, payout costs barely touch the margin.
Settlement Settlement is T+2 in USDT at 1%, using the xe.com rate. That is a market benchmark without P2P desk spreads, so the stablecoin amount is easy to predict in advance.
What is not stated Traffic types and licence requirements are not named and are clarified at onboarding. Rolling reserve and refund rules are not mentioned either.
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