Overview
IT Consortium is a Ghanaian company that built the TransFlow payment ecosystem. TransFlow is middleware that connects banks and mobile money operators to merchants: a business plugs in once and then accepts payments from many channels.
Products
- TransFlow — payment aggregation and a single connection to banks and mobile money.
- TransPay — bulk payouts, such as salaries, insurance claims or agent commissions.
- Mobile Standing Orders — automatic recurring charges to a mobile wallet once the payer has agreed.
Channels
Banks, mobile money, cards, ATMs, POS terminals, GhIPSS Instant Pay transfers and ACH.
Sectors served
- billers, such as power, water and other service companies;
- insurance;
- instalment plans and loan repayments;
- education.
Recurring collections matter most here: an insurance premium or a loan instalment is collected automatically, so the customer does not need reminders and the company sees fewer late payments.
Coverage
Ghana; TransFlow aggregation also runs in Liberia.
Licence
The Bank of Ghana register places IT Consortium LTD in the PSP Enhanced category, the top tier for payment providers in the country.
Links and socials
What they do
Work formats
Verticals
Geography · 2
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