Overview
iKhokha is a payment aggregator and PSP that sets up card acceptance in store and online. Its published pricing applies to South Africa, and its clients are retail and e-commerce businesses.
Pricing in South Africa
- Terminal: from 2.75% excluding VAT, falling to 2.5% as volume grows.
- Online payments: from 2.85% excluding VAT.
VAT is added on top, which is worth keeping in mind when comparing providers.
Settlement
Settlement times depend on the recipient's bank: money arrives at different speeds at different banks. If speed matters to you, check the timing for your own bank.
Aggregator: pros and limits
An aggregator onboards the merchant under its own agreement with the acquirer. That is simpler and faster than opening your own merchant account with a bank and suits small businesses well. The trade-off is that the rate follows a published tariff rather than being negotiated individually, as a large merchant would with a bank.
Who it suits
- shops and service outlets that need a terminal;
- online stores;
- businesses selling both in store and online that want both revenue streams with one provider.
Links and socials
What they do
Work formats
Payment methods
Company offers
What the company offers partners — rates and terms.
Reviews
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