Overview
High Risk Pay opens merchant accounts for credit card acceptance in restricted industries and sets up the payment gateway. The company states that it charges no setup or application fee and that funds arrive the next day.
Industries
- CBD;
- dating services;
- travel;
- multi-level marketing (MLM);
- debt collection;
- adult content;
- pharmacy.
Banks treat all of these as risky because of regulatory limits, recurring billing or frequent disputes. Approval of a specific company depends on the review.
Terms
- No fee for setup or the application.
- Next-day funding after transactions.
- Payment method: bank cards.
The processing rate and limits are not published and are calculated for each merchant profile.
Who it suits
Companies in the listed industries that have been turned down by mainstream acquirers. Before applying, prepare figures on average ticket, volume and chargeback history. For subscription models such as dating, also explain how a customer can cancel: it is one of the first questions in the review.
Links and socials
What they do
Work formats
Payment methods
Company offers
What the company offers partners — rates and terms.
Reviews
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