Overview
DIVIOR Payments builds high-risk processing infrastructure for health and wellness companies. It is a narrow niche in which banks pay close attention to the product, the marketing and refund rates.
Why health and wellness count as high risk Banks and card networks treat many goods and services in this space as higher risk: - dietary supplements and nutraceuticals; - subscription products with automatic renewal; - services subject to sector restrictions and licensing.
Chargeback risk and scrutiny of marketing claims are higher here, so mainstream acquirers often decline. A provider focused on this niche understands bank requirements and helps merchants get through the review.
Clients - health companies; - wellness brands and services; - businesses in regulated industries.
Onboarding The company states it works with these sectors, but each merchant is decided on after underwriting. Prepare a product description, compliance documents and payment history.
What to clarify Methods, countries, pricing and payout times are not published and are discussed individually.
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