Teams for Angola: Multicaixa Express, Unitel Money and Afrimoney
Terms
| Payment format | IN | OUT | Settlement | Settlement term |
|---|---|---|---|---|
| All formats | 3% | 1% | — | — |
All formats
- IN
- 3%
- OUT
- 1%
Geography
Details
Requirements
- Working deposit
- Multicaixa Express, Unitel Money or Afrimoney accounts
What we offer
- Limits: 200–5,000,000 AOA per operation
- Payins and payouts in kwanza
The author is looking for Angola payment teams to work with the kwanza (AOA) through local services Multicaixa Express, Unitel Money and Afrimoney. The request was published on 27 August 2026.
Methods - Multicaixa Express: the app of Angola's national interbank network for transfers and phone payments; - Unitel Money and Afrimoney: mobile wallets tied to a phone number.
This mix covers both bank customers and people who rely on mobile money only.
Rates and limits - PayIn: 3%; - PayOut: 1%; - one operation: 200 to 5,000,000 AOA.
The range is very wide, from small top-ups to large transfers, so accounts must handle big sums.
Working model The work runs on a working deposit. That is not collateral but working capital the team uses to fund payouts, replenished as payins come in. Its size is not named in the post.
What to clarify Volume, working hours and the kwanza rate are not stated. Before launch, find out the required working deposit and whether all three methods are needed or one is enough.
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