Overview
Alacriti is a US payment processing company. Its Orbipay payment hub brings together electronic bill presentment and payment, real-time requests for payment and disbursements across the main US payment networks.
Methods and networks - ACH: batch bank transfers on the US clearing network; - bank transfers; - RTP: instant payments on The Clearing House network; - FedNow: the Federal Reserve's instant payment service; - Visa Direct: fast payouts to cards; - Zelle: transfers between accounts at participating banks.
Who it serves - financial institutions that need modern payment infrastructure; - billers collecting invoice payments (utilities, insurance, loans); - payroll disbursements; - gig economy platforms where workers want fast access to their earnings.
Why it helps RTP and FedNow move money in seconds rather than the days ACH takes. Request for payment saves the payer from entering details by hand.
Coverage United States. Pricing and onboarding are discussed individually, depending on the networks used and payment volume.
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