W Fintechs Newsletter
Checked by editors 15 days ago
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Languages
Portuguese, English
Latest material
August 10, 2026
About
W Fintechs Newsletter is a weekly fintech digest written by Walter Pereira and published on Substack, usually on Saturdays, in both English and Portuguese. Each issue is titled "Short Takes" and bundles two or three themes rather than a news dump.
Recent issues
Number 176, dated 10 August, joins "The Digital Asset Flywheel Starts Spinning" with "Credit Unions Face the Stablecoin Dilemma". Number 175 on 3 August covers how Revolut built its own growth algorithm to compete with other neobanks and why Visa and Mastercard are cutting jobs. In June, number 174 argues that in stablecoins distribution beats design, and looks at digital wallets becoming digital public infrastructure; number 173 runs compliance as a competitive advantage, why fintechs are not yet at risk from AI and the closing cycle for BNPL; number 172 discusses the second wave of BaaS, what the BIS found about liquidity buffers, and what comes after the payment.
Who it helps
Product and strategy people at PSPs and banks who want a compact weekly take on stablecoins, wallets, BaaS and BNPL, with a Latin American and European accent and a reading time short enough to fit a commute.
Payments angle
Compact weekly takes on stablecoins, wallets, BaaS, BNPL and fintech compliance, in English and Portuguese, for product and strategy teams.
Sources
Public pages where the link, topic and freshness were checked
Latest material · August 10, 2026Open the publication
Checked by the editors on October 19, 2026