Radiant Cash Management

Radiant Cash Management specialises in managing retail cash takings and collecting cash from customer premises. Its Insta Credit product combines physical cash pickup with a credit to the bank account, and the website also states integration with external systems through an API.

Services

The listed services are retail cash management, doorstep cash pickup and Insta Credit. The subtype is cash-in-transit and cash management, and the only payment channel is physical cash. Insta Credit is advertised as instant, though eligibility and cut-off times need to be confirmed. Customer groups include banks and NBFCs, among six categories in the full list.

Entity and location

The legal entity is the same-name company, Cash Management Services Ltd, founded in 2005, with an address at Radiant Building, OMR 4/3 Raju Nagar 1st Street, Okkiyam Thoraipakkam, Chennai 600096, India. The market listed is India.

Before engaging

Retailers and financial institutions should clarify which cities and pin codes are covered, how quickly funds are credited in practice, the cost per pickup or percentage of value, and how the API shares pickup and reconciliation data with their systems.