Qiro Finance

Qiro Finance provides payment and FX companies with revolving stablecoin credit lines for prefunding and for covering settlement gaps. The limit is restored as the borrower repays, and the amount and terms are set through underwriting.

Services

The listed services are revolving stablecoin credit, payment settlement prefunding, short-duration payment-flow financing and institutional underwriting. The draw asset is a stablecoin agreed for each facility. Customer groups named are payment service providers, FX providers, neobanks, on/off-ramps and OTC desks.

Terms and process

Fees are quoted individually after underwriting. Funds are available on demand once the facility is approved, and onboarding typically takes about four weeks depending on complexity and documents. The sequence is company verification, pre-due-diligence, a term sheet, full financial, operational and risk diligence, and facility documentation. Security depends on the facility and is based on financials, payment volumes, obligations and repayment capacity.

Integration

Documentation is published at docs.qiro.fi, and the official product page links a public liquidity request form. The tenor is short and is agreed for each facility.