Psalion

Psalion Lend provides loans against BTC, ETH, SOL and other agreed digital assets to institutions, corporate treasuries and family offices. Funds are issued in USDC or USDT, and the structure includes a separate collateral custody set-up, including a stated self-custody option without rehypothecation.

Terms

Rates announced at the June 2026 launch were 5.5% annually for 90 days and 6.5% for 180 days on BTC and ETH collateral, and 7.5% and 8.5% on SOL, with 0.5% origination; a current quote is required. Loans go up to 60% LTV, are overcollateralized and run for 90 or 180 days, with renewal subject to the terms then in force. The minimum is USD 1 million of collateral.

Process

Funding is generally expected within 12 business hours after the collateral is deposited, subject to processing and approvals. Conversion to USD is available on request. Access requires KYC/KYB and final approval, and some jurisdictions are restricted.

Who it suits

Institutions, family offices, corporate treasuries and sophisticated investors who want liquidity without selling their holdings. The legal entity and regulatory status are not stated in the profile.