DeFa by InvoiceMate

DeFa by InvoiceMate offers PayMate, a settlement prefunding line for payment and remittance providers and for OTC desks. Each drawdown is checked against a verified settlement receivable, and the company states that capital can be delivered within hours after validation and onboarding. A 48-hour headline is not a guaranteed approval.

Services The listed services are PayMate settlement prefunding, verified settlement receivables financing, KYR receivable verification and onchain liquidity infrastructure. The facility is short-cycle and tied to settlement, with the facility limit reviewed every 90 days.

Conditions Access requires onboarding, an approved corridor, a verified settlement order, a counterparty and a whitelisted replenishment wallet. Collateral is the verified settlement receivable.

Clients and location Clients are PSPs, remittance service providers, OTC desks and institutional liquidity providers. The head office is in Abu Dhabi, at Al Maryah Island. The company is also known as InvoiceMate, and PayMate is a product rather than a separate company.

Notes It lists UAE Future 100 recognition for 2025, which is a programme listing and not a financial licence. Public documentation and audit pages are marked as coming soon.