Compliance outsourcing

Outsourced compliance for payment companies

Regulators expect payment and crypto firms to run a real compliance function from day one, yet few start-ups can hire a full team. Compliance outsourcing fills the gap: specialists who act as or support your MLRO, write policies and keep the programme running. This subsection lists such providers.

Typical services

• MLRO outsourcing or support for an in-house MLRO, where the regulator allows it.
• AML policy for PSPs, EMIs, exchangers and VASPs: business-wide risk assessment, customer risk scoring, EDD procedures.
• Transaction monitoring scenarios and alert handling procedures.
• Sanctions and PEP screening procedures; Travel Rule for crypto.
• Independent AML audits and gap analyses before inspections or licence applications.
• Regulatory reporting, training of staff, board reporting.
• PCI DSS readiness for card businesses.

When you need it

• Preparing a payment licence or VASP application.
• Onboarding with a bank, EMI or acquirer that asks for your AML framework.
• After a regulator's inspection or a partner's audit findings.
• When volumes grow faster than your internal team.

How to choose a provider

• Experience with your regulator and your business model (acquiring, P2P, crypto, gaming).
• Who exactly will do the work and their qualifications.
• Scope: documents only, or ongoing operation and alert reviews.
• Pricing: monthly retainer, per document, per audit.
• Tooling: whether they work with your KYC and AML/KYT vendors.

Related hubs

Compliance overlaps with technology and banking: antifraud, EMI accounts, accounting & audit. Country pages: UK, Cyprus, Malta, Lithuania, UAE. Check Offers or post a request; Nominal hub does not provide compliance advice itself.