Paynote

Paynote is an online service for exchanging cryptocurrency and fiat funds. Its form lists ETH, USDT, BTC and SHIB against EUR and USD, across BEP20, ERC20, Polygon, TON, Arbitrum, Tron and TRC20 networks. Stated payment methods are bank cards, SEPA, bank transfer and Revolut.

Fees and refunds

Refunds carry their own fee provisions, which should not be read as the base exchange tariff. A refund decision may depend on the compliance review and the documents submitted, and fees or confirmed costs may be withheld from a refund in the described cases. No base commission or processing time is published in the profile.

Compliance

AML and KYC procedures are published. During review the service may request identification data and documents, and its policy provides for confirming the lawful origin of funds.

Partners

A partner and referral programme is declared; the service defines accrual terms.

Before ordering

Because the rate is generated by the exchange form, check the final amount, limits and expected processing time there. European card and SEPA payers are the visible audience.