Crypto.com

Crypto.com is a cryptocurrency app and exchange that lets users buy crypto with fiat money. It operates as a centralized exchange with custodial accounts, offering crypto-to-crypto and fiat-to-crypto exchange, and BTC and ETH are among the listed assets.

Retail access Payment methods listed are Visa, SEPA and Google Pay. Availability of a given direction depends on the country and on the customer's verification. At registration the company collects documents and personal data, and verification is done inside the app rather than by sending documents by email.

Institutional OTC A separate OTC service for institutional and VIP clients supports block trades and deferred net settlement. It is available through an OTC portal, a private desk and an API. The Prefunded Settle Later option uses a dedicated prefunded account, with settlement at 10:00 UTC on business days; trades made before 08:00 UTC settle the same day, and later trades the next business day. The company states zero trading fees for OTC Settle Later with net settlement.

Eligibility Clients must meet institutional or VIP criteria, pass financial due diligence and fall within permitted jurisdictions. Regulatory permissions differ by market, and details should be requested for the relevant entity.