99Francs

99Francs is an online exchange service that covers crypto-to-crypto swaps, crypto-to-fiat conversion and cash exchange. It is oriented towards the Russian-speaking market, with rouble, tenge and Belarusian rouble pairings.

Assets and payments The published form lists USDT and BTC against RUB, KZT and BYN. USDT moves over BEP20, ERC20 and TRC20 networks. Payment can be made by bank card, through the Faster Payments System (SBP) or in cash.

Compliance and refunds The service publishes AML and KYC procedures. It may request identification details and documents, check the bank card used, and analyse transactions and addresses for risk. The policy also asks for confirmation of the lawful origin of funds. Refunds can depend on the result of a compliance check, and fees or confirmed costs may be withheld from a returned amount. Processing is stated to take up to 24 hours under the regulation, with possible bank, network and compliance delays.

Other terms Network fees are treated separately from the exchange rate. A partner and referral programme is announced, and its terms are set by the service.