Solaris

Solaris is a licensed bank, Solaris SE, that provides a banking licence and API infrastructure to partners. Its Banking-as-a-Service offer covers accounts, payments, cards and credit products, and the developer documentation is published on the company's website.

Services Listed services are BaaS, bank accounts, payments, cards and credit products. Payment channels named are SEPA and SWIFT, so partners can build euro and international payment flows on top of the platform.

Programmes versus ordinary accounts Solaris is a banking organisation, but programme terms and the onboarding of fintech partners are handled separately from ordinary account opening. A company should therefore expect a partnership process with its own commercial and compliance review, not a standard retail sign-up.

Target clients Published segments are fintech companies, businesses and enterprises, and software platforms. A published segment does not guarantee eligibility.

Who it suits Fintechs, software platforms and corporates that want to embed accounts, cards or lending in their own product without obtaining a banking licence themselves. Prices, minimum volumes and timelines are not in the available facts and need to be agreed with the bank.