Prosperity Bank

Prosperity Bank is a US bank that offers business checking accounts for small companies and Business Analysis accounts, including interest-bearing versions. The legal entity is Prosperity Bank.

Account types

The range has Small Business Checking, Small Business Checking with Interest, Business Analysis Checking and Business Analysis Checking with Interest. The published monthly fees are $10 for Small Business, $15 with interest and $20 for Analysis, with waiver conditions depending on the account. Basic accounts include 200 transactions.

Opening deposits

The minimum opening deposit is $200 for the basic account, $500 for the interest-bearing small business account and $5,000 for the interest-bearing Analysis account.

Features and protection

Packages include online banking, bill pay and check image viewing. The bank confirms FDIC membership, subject to the statutory limits, ownership categories and eligibility rules.

Who it suits

Small businesses that want a straightforward checking account with a modest fee, and larger operating accounts that prefer analysis pricing. Companies should compare the opening deposits and check the waiver rules before choosing between the interest-bearing and non-interest versions.