Powens

Powens combines financial data and payment infrastructure: virtual IBANs, automation of incoming and outgoing payments, and open-banking APIs. The Unnax brand is part of the platform, but its entities play different roles.

Entities

Powens SAS in France is a payment institution (PI) supervised by the ACPR, with CIB 16948 and SIREN 749867206. The electronic money licence belongs to Unnax Regulatory Services EDE, S.L.U., an EMI supervised by the Bank of Spain under 6719. Unnax Payment Systems SLU is a reseller and data services entity, not an EMI. Anyone contracting should check which company supplies the service.

Products

The listed products are a financial data API, virtual IBANs, payment accounts, SEPA initiation, direct debit and reconciliation automation. Payment channels are SEPA and open banking.

Who it suits

Fintechs and companies that need account data and payment initiation in one integration, for example to reconcile receipts against invoices automatically. Fees and country coverage should be confirmed, and the contract should name the entity that holds the permission relevant to the use case.